:root{--navy:#0b315c;--blue:#1768aa;--red:#d71920;--ink:#152638;--muted:#64748b;--light:#f3f7fb;--line:#dbe4ee;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.55;background:#fff}a{color:inherit}.container{width:min(1140px,92%);margin:auto}.topbar{background:var(--navy);color:#fff;font-size:.9rem}.topbar .container{display:flex;justify-content:space-between;gap:18px;padding:8px 0;flex-wrap:wrap}.topbar a{text-decoration:none}.header{background:#fff;position:sticky;top:0;z-index:10;box-shadow:0 2px 12px #00000012}.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:14px 0}.brand{text-decoration:none;font-weight:900;font-size:1.75rem;letter-spacing:-1px;color:var(--navy)}.brand span{color:var(--red)}.navlinks{display:flex;gap:22px;align-items:center}.navlinks a{text-decoration:none;font-weight:700;font-size:.94rem}.btn{display:inline-block;background:var(--red);color:#fff;text-decoration:none;padding:12px 20px;border-radius:6px;font-weight:800;border:0}.btn.secondary{background:var(--navy)}.hero{background:radial-gradient(circle at 82% 35%,#3d78ad 0,#225b91 28%,#0b315c 68%);color:#fff;overflow:hidden}.hero-grid{min-height:510px;display:grid;grid-template-columns:1.08fr .92fr;align-items:end;gap:48px}.hero-copy{align-self:center;padding:62px 0}.eyebrow{text-transform:uppercase;letter-spacing:2px;font-weight:800;font-size:.8rem;color:#b9d5ef}.hero h1{font-size:clamp(2.6rem,5vw,4.8rem);line-height:.98;margin:12px 0 18px;letter-spacing:-2px}.hero h1 em{font-style:normal;color:#ef3b3b}.hero p{font-size:1.16rem;max-width:680px;color:#eef6ff}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.hero-photo{height:440px;align-self:center;display:flex;justify-content:center;align-items:center}.hero-photo img{width:min(390px,100%);height:auto;max-height:420px;object-fit:cover;object-position:center 22%;border-radius:18px;border:6px solid #ffffff22;box-shadow:0 22px 55px #061b3470}.trust{background:#fff;border-bottom:1px solid var(--line)}.trust .container{display:grid;grid-template-columns:repeat(3,1fr);text-align:center;padding:19px 0;font-weight:800;color:var(--navy)}.trust div+div{border-left:1px solid var(--line)}section{padding:68px 0}.section-title{text-align:center;margin:0 auto 34px;max-width:720px}.section-title h2{font-size:2.2rem;color:var(--navy);margin:0 0 8px}.section-title p{color:var(--muted);margin:0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid var(--line);border-radius:10px;padding:25px;background:#fff;box-shadow:0 6px 20px #0b315c0b}.card h3{color:var(--navy);margin:6px 0}.card p{color:var(--muted);margin:0 0 14px}.card a{color:var(--blue);font-weight:800;text-decoration:none}.why{background:var(--light)}.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}.why h2{font-size:2.4rem;color:var(--navy);margin:0}.checks{padding:0;list-style:none}.checks li{margin:14px 0;padding-left:28px;position:relative}.checks li:before{content:'✓';position:absolute;left:0;color:var(--red);font-weight:900}.states{background:var(--navy);color:#fff}.states h2{margin-top:0}.state-list{display:flex;flex-wrap:wrap;gap:9px}.state-list span{background:#ffffff12;border:1px solid #ffffff2d;padding:7px 11px;border-radius:20px}.cta{text-align:center}.cta-box{background:linear-gradient(120deg,var(--navy),#164d80);color:#fff;padding:42px;border-radius:14px}.cta-box h2{font-size:2.2rem;margin:0 0 8px}.footer{background:#071f3a;color:#d7e2ee;padding:38px 0 18px}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:35px}.footer a{color:#fff}.fine{font-size:.78rem;color:#9fb2c6;border-top:1px solid #ffffff1c;margin-top:26px;padding-top:16px}.page-hero{background:var(--navy);color:#fff;padding:62px 0}.page-hero h1{font-size:2.8rem;margin:0}.content{max-width:820px}.content h2{color:var(--navy)}.placeholder{border:2px dashed #9fb2c6;background:#f8fafc;padding:30px;border-radius:10px;text-align:center;color:#52667b}.menu{display:none}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:30px}.contact-card{background:var(--light);padding:28px;border-radius:10px}.legal{font-size:.92rem;color:#52667b}@media(max-width:850px){.navlinks{display:none}.menu{display:block;font-weight:800}.hero-grid{grid-template-columns:1fr;min-height:auto}.hero-copy{padding:48px 0 0}.hero-photo{height:340px}.trust .container,.cards,.why-grid,.footer-grid,.contact-grid{grid-template-columns:1fr}.trust div+div{border-left:0;border-top:1px solid var(--line)}.trust div{padding:8px}.cards{gap:12px}.topbar .container{justify-content:center}.topbar span:last-child{display:none}.hero h1{font-size:3rem}}

/* InsureMeRob production branding */
.brand-logo{display:flex;align-items:center;flex:0 0 auto}.brand-logo img{display:block;width:290px;max-width:42vw;height:auto;object-fit:contain}.header .nav{min-height:76px}.navlinks{gap:18px}.navlinks a{white-space:nowrap}@media(max-width:1050px){.brand-logo img{width:245px}.navlinks{gap:12px}.navlinks a{font-size:.86rem}}@media(max-width:850px){.brand-logo img{width:220px;max-width:65vw}}